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TAILOR MADE FOR ROOMMATES: 5 POPULAR BILL SHARING APPS WORTH CHECKING OUT

March 18,2024 | By Sovereign Associates

By Kim Williams of Sovereign Associates Inc. Living with roommates can be a blast, but the financial side can sometimes get tricky. Thankfully, bill-splitting apps are here to save the day, making it easy to divide expenses and avoid headaches. These apps can help you keep track of shared subscriptions and bills, ensuring that everyone pays their fair share. When choosing any app, it is esse...

THE POWER OF LISTS

March 11,2024 | By Sovereign Associates

By Annie Hawkins of Sovereign Associates, Inc Making lists regarding your apartment search may seem nerdy and boring, but they can help you home in on getting the apartment that will work best for you. Make a note of every apartment you see during your search, including the apartment number and building address. You may even want to take a quic

THE NYC HOUSING MARKET

March 2,2024 | By Sovereign Associates

By Greg Healy of Sovereign Associates There was and is very little that could be considered “good” about Covid. I won’t get into the myriad of things that were not good. What I will get into is that Covid proved beyond any doubt that supply and demand, the basic tenants of business, can work in New York City Housing. Why do I say this? Covid arrived in our city, and ma...

YOU HAVE BEEN APPROVED FOR AN APARTMENT, NOW WHAT?

February 19,2024 | By Sovereign Associates

By Kim Williams of Sovereign Associates You've been approved for an apartment. Now what? Let's look at a few of the questions that can arise. 1. Leases in New York generally start on the 1st of the month, aligning with the standard 1st of the month rent payment schedule. However, what if my lease does not start on the 1st? Suppose my lease begins halfway through the month on the 15...

7 THINGS NOT TO DO AFTER APPLYING FOR A MORTGAGUE

February 12,2024 | By Sovereign Associates

By Annie Hawkins of Sovereign Associates If you are applying for a mortgage following are some things you need to know so you don’t negatively affect your approval status. Don’t apply for new credit—Whether it’s a new credit card or a new car, your FICO score will be affected when organizations in multipl

THE YEAR OF THE WOOD DRAGON

February 5,2024 | By Sovereign Associates

CHINESE NEW YEAR 2024 – YEAR OF THE WOOD DRAGON On the Chinese Zodiac calendar, 2024 marks the Year of the Wood Dragon, a sign associated with power, honor, and success. In China, Korea, Vietnam, and other countries in East Asia, the Lunar New Year on February 10th marks the beginning of a new year and the arrival of spring. People return home to celebrate with family and friends. Banq...

NEW YORK HOUSING POLICY

January 31,2024 | By Sovereign Associates

AKA WHY DO WE KEEP DOING THE SAME THINGS THAT JUST KEEP HURTING HOUSING? By Gregory Healy of Sovereign Associates Inc. A little about me: My Bachelor’s degree was as an engineer out of Columbia SEAS ('82), and then my Master's degree in marketing management was from Baruch ('89). I started working in Real Estate for a commercial mortgage broker. My first residential b...